Category Archives: News & Updates

Some U.S. insurers are still out there trying to educate Americans about the need for private disability insurance, in the face of low interest rates, a focus on short-term thinking, and U.S. society’s general hostility toward use of private insurance to manage risk.

H.R. 986 would keep federal agencies from using the ACA waiver program to adjust ACA benefits and underwriting rules.

SB-65 could provide premium help for people with incomes up to 600% of the federal poverty level.

The media frenzy that surrounded the U.S. Supreme Court’s monumental decision on the constitutionality of parts of the Patient Protection and Affordable Care Act (PPACA) has simmered down. But for insurance agents, the topic still looms large. The law – which most people know colloquially as “health care reform” or even “Obamacare” – will have a lasting impact on health care in America, particularly on health insurance.

It’s called denial. And denial is hope on steroids.

Dr. Daw holds up the German-style system of nonprofit private health insurers as a better model for the United States than a single-payer system. While I can understand why the professor believes that a German-style system “builds more naturally on the American health insurance system,” it’s hard to believe that it would meet significantly less resistance from the insurance industry than a single-payer system.